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The afterward is an extract from “Billion Dollar Whale: The Man Who Fooled Wall Street, Hollywood, and the World”:

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New York, January 2014

The New Wonjo Restaurant, on Thirty-Second Street in Manhattan’s Koreatown, sat beneath the adumbration of the Empire State Building. It was a 24/7 establishment, with artificial airheaded in the windows and accurate Asian book — absolutely the array of abode Jho Low admired to arch afterwards a backward night of partying.

On this night, he was ensconced at a table with Joey McFarland and some added friends. It was algid alfresco — the “polar vortex” had beatific temperatures coast at the about-face of the New Year — and the accumulation was bistro Korean barbecue and soup afterwards a night of karaoke, aback Miranda Kerr, the Australian supermodel, absolved in.

She had appear from a academic accident and was cutting a brawl gown, at allowance with the atmosphere in the common eatery. With her bendable amber curls, irised dejected eyes, and brand dimples, the thirty-year-old was instantly recognizable, and her affected accoutrements stood out in such a simple restaurant. She had appear to see a acquaintance who was allotment of Low’s accumulation and took a bench at the table. Before long, the archetypal was absorbed in a chat with Low about her skin-care line, KORA Organics.

As it became bright that Low was a above investor, a billionaire, alike — with interests in EMI and the Park Lane, and ties to a Hollywood flat — Kerr brindled him with questions about how to advance KORA, the active of which she had afresh taken over from her mother.

Courtesy of Hachette Books

As Low had accumulated power, and conceivably because of the built-up stress, some of his beforehand agreeableness and affection had beat off, and he began to display a asperous bend of arrogance.

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At a contempo bank affair in Vegas, he had told a British archetypal alleged Roxy Horner that she bare to lose weight, pointing to her waist. She was offended, but Low had abstruse that, because he was paying, he didn’t absolutely charge to care. Kerr, though, was a altered prospect, and aback she mentioned her admiration to aggrandize KORA, Low was accurate to acclaim her banking acumen.

Kerr had developed up on the bend of the Australian Outback, in a stultifying agriculture boondocks alleged Gunnedah, but she had larboard that apple far behind. Afterwards acceptable an Australian clay competition, age-old alone thirteen, she had eventually confused to the United States, area she became a Victoria’s Abstruse model. In 2013, she becoming $7 million, authoritative her the second-best-paid changeable archetypal in the apple afterwards Gisele Bündchen, and offers kept axle up — from H&M, Swarovski, Unilever — to advance products.

But a supermodel’s balance aren’t abundant to barrage a above business, and Kerr was absorbed in what Low had to offer. She had annoyed of clay and was attractive to transform herself into an entrepreneur. The aing morning, she had a amalgamation of KORA articles couriered over to Low’s accommodation in the Time Warner building.

Aback in October, Kerr had afar amateur Orlando Bloom, with whom she had a three-year-old son, and her agitated claimed activity was connected fodder for the tabloids. Her parents aback in Gunnedah gave an annual to Australian television, affliction how their babe had abandoned them and bare to appear home to apprentice how to milk beasts and ride horses.

In the aboriginal months of 2014, Kerr would absorb a block of time in New York, and about every break she stepped out, a paparazzo would bang her image. But admitting the scrutiny, she managed to burrow a blossoming, and unexpected, affair with Low.

On February 2, the Malaysian access her to watch Super Bowl XLVIII at the MetLife Stadium in New Jersey — it was her aboriginal — and she abounding forth with Riza Aziz and McFarland. Archetypal Kate Upton and Katie Holmes, who were in addition box, chock-full by. Gossip columns acclaimed Kerr was there to watch the Seattle Seahawks cull off the bigger agitated in avant-garde football history, acquisition the Denver Broncos, but Low’s attendance went unnoticed.

In the afterwards days, Low set about admiring her in the alone way he knew how. He texted Lorraine Schwartz, cogent her he capital a chaplet with a heart-shaped diamond, costing amidst $1 and $2 million, acquainted that “[s]ize matters.” The design necklace, inscribed with “MK,” amount $1.3 million, and Low gave it to the archetypal as a present for Valentine’s Day, costs it with money done through both the Park Lane and Coastal Energy deals.

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Alike to aing friends, Low would say he was alone “helping Miranda out,” and to accumulate the accord secret, the brace would go out accompanied by Kerr’s agent, Kristal Fox. A few weeks later, about — at a affair for Kerr’s thirty-first altogether — it would acquire been difficult to discount Low’s adventurous intentions. Low assassin out a area on Chelsea Piers in New York for a nineties-themed affair and flew in Salt-N-Pepa, Mark Morrison, and Vanilla Ice to perform. As usual, Jamie Foxx was on duke to emcee, and DiCaprio, Bloom, and Swizz Beatz were amidst the hundred or so invitees.

For the weekend of festivities, Low had the Topaz, Sheikh Mansour’s yacht, anchored in the Hudson River, and adorned with customized Miami-style glamor lighting and hundreds of balloons. Afterwards the partying, a helicopter flew Low, Kerr, and her Australian accompany to Atlantic City for added bank at the baccarat tables. It was like the old times, aback during Low’s Wharton days, although now he catholic by helicopter, not limousine, and he no best cared whether Ivanka Trump would acquire his invitation.

As he was admiring Kerr, Low additionally had to accumulate Rosmah Mansor sated, and in January 2014 he texted Lorraine Schwartz to see if she was in Los Angeles. The jeweler was in boondocks and fabricated alacrity to the Auberge Bel-Air, burdened with bright design bangles and necklaces. Schwartz accumulating into the hotel, an absolute Spanish mission-style retreat advantaged by Hollywood stars, set in twelve acreage of area in the affection of Beverly Hills. Rosmah had arrested into a costly apartment with abysmal carpets and, afterwards banquet with Schwartz and Low, she access them up.

Schwartz continued her articles assimilate a table and Rosmah began to aces out items. She acicular at one eighteen-carat white gold diamond-studded bangle, and Schwartz set it aside. It amount $52,000, but Rosmah was alone accepting started. With the affluence of a able shopper, the aboriginal adult bound best out 27 bracelets and necklaces.

No one talks money in these aristocratic circles, and it took a few months for the bill to access at Blackrock, Low’s company. The absolute was $1.3 amateur — absolutely a abstinent spending bacchia by Rosmah’s standards. Low took affliction of the invoice, and he additionally best up the $300,000 tab that Rosmah ran up at the Bel-Air auberge during her week’s stay.

Amidst April 2013 and September 2014, Low acclimated the Blackrock annual to acquirement $200 amateur in adornment from beyond the globe: Las Vegas, New York, Hong Kong, Dubai. Alike added carriageable than art, chunk are acutely adamantine to track.

The Banking Action Task Force, in a 2013 report, warned that money launderers and terrorists acclimated the design industry as a aqueduct for adulterous cash. In the United States, retailers like Lorraine Schwartz, or dealers in raw and cut stones, were beneath no acknowledged obligation to conduct due activity on clients. Alike better, jewels could be transported after accepting to accelerate money through banking institutions.

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Not all the adornment went to important abstracts like Rosmah. On one occasion, Low was in Las Vegas aback he begin out it was the altogether of a adolescent Asian-Canadian model, a barnacle in his group. On the way to dinner, Low spontaneously ducked into a Cartier abundance and came aback out with a watch, casual it to her after any alarum as a last-minute gift. The watch amount $80,000.

But it was Rosmah on whom Low showered the bigger diamonds. Imelda Marcos had her shoe collection, at atomic 1,220 pairs larboard abaft aback she and her bedmate were apprenticed out of the Philippines in 1986 by the “People Ability Revolution.” Rosmah would be accepted for her Birkin accoutrements and jewelry, hundreds of millions of dollars of rings, necklaces, and pendants, abiding in distinctively fabricated drawers at her abode in Kuala Lumpur.

From the outside, Low appeared to be accumulating prestige, and he no best had to bury himself amidst appalling bodies — the ones who knew the secrets of how the apple absolutely works. He had become one of them in his own right. Dating a supermodel, he was advancing deals and cartoon the Malaysian prime abbot and his wife anytime closer.

Those who afraid about him, at the Super Bowl or over a dinner, still accounted about his money. It was vaguely accepted he had links to Malaysia’s prime minister, and it was taken as accustomed that such a accord in a absent Asian country could entail riches.

Anyone who was advantageous aing attention, however, ability acquire noticed an added amount of activity amidst Low’s frenzied, drifting schedule. As he aerated out his phone, answer himself from a banquet or party, alone he could see the obstacles that were axle up in his inbox, aggressive to alter his scheme.

Excerpted from the book “Billion Dollar Whale: The Man Who Fooled Wall Street, Hollywood, and the World” by Tom Wright and Bradley Hope. Copyright (c) Tom Wright and Bradley Hope by Hachette Books. Reprinted with permission of Hachette Book Group, New York, NY. All rights reserved.

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