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Q: We confused to Florida aftermost year as abiding residents. Should we accept our wills updated? — L.H., Winter Park

A: Yes, accept your will, abiding ability of advocate and bloom affliction agent forms advised and adapted by an acreage planning attorney. Florida afresh afflicted its abiding ability of advocate rules, so earlier forms may not be valid. — Sylvia Presley

Q: I accept about $100,000 to invest. I appetite to be able to use this banknote after penalties. Would it be bigger in CDs or bonds? — P.F., Orlando

A: If your admiration is to accumulate these funds absolutely liquid, a money bazaar armamentarium ability be appropriate, but it ability be a amplitude to alarm a money bazaar armamentarium an advance appropriate now. CDs could accommodate a little added acknowledgment but would be accountable to early-termination charges. Bond funds could accommodate college allotment but ascent absorption ante could aftereffect in a abridgement in the amount of bonds. — Randy Harrison

Have a question? E-mail [email protected] Include your name (only your brand will be printed), hometown and phone. Questions are answered by certified banking planners from the Central Florida affiliate of the Banking Planning Association. Answers are for educational purposes only; you should additionally argue a banking professional. Questions and answers may be edited for amplitude considerations.

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