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COUPON authority Holly Smith is already planning advanced for Christmas to sleigh those blithe bills.

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The mum, 32, lives a Abundant Yarmouth, Norfolk, with bedmate Callum, 28, and kids Mollie-Rose, seven, and Bella-Marie, five.

She can put calm a abounding Christmas advance for UNDER £5 — and already bagged £2,500 account of toys for aloof £250.

Here, in her own words, are bristles of Holly’s top tips for a thrifty Christmas.

SLIDE into the Missy Empire snake-print arroyo covering not the Preen By Thornton Bregazzi printed mac.

SAVE: £1,216.

SAVE on the Atkins Range at Sainsbury’s with 25 per cent off. A Chocolate Decadence Bar was £2, now £1.50.

SAVE: 50p.

CREATE a masterpiece with this 12-piece acrylic besom kit from Hobbycraft. Was £10, now £5.

TREAT yourself to a bottle of Jam Shed, a affluent and bland shiraz. Was £7, now £6 at Tesco until October 1.

SAVE: £1.

STOCK up on Pampers Pure Protection nappies in sizes 1-5, bargain at Tesco, bottomward from £8 to £4 until October 2.

SAVE: £4

JOSEPHINE GASS, from Ardingly, West Sussex, says: “I like to declutter early. I accumulate acclimated cereal, tea and tissue boxes, cut the acme off and use them as drawer dividers.”

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VIC CREWE, from Woking, Surrey, says: “I’m putting my fivers appear my grandson’s bells present so he can go abroad on honeymoon.”

WE’VE teamed up with chargeless online mortgage agent Habito to action one advantageous clairvoyant £15,000 appear their mortgage.

To be in with a adventitious of acceptable our abundant banknote giveaway, aggregate TEN of the Sun Savers codes printed circadian until September 25.

Then go to the Sun Savers app or sunsavers.co.uk and admission your TEN Sun Savers codes. Lastly, go to the “Win A Year’s Mortgage with Habito” folio in “Offers” and bang “Enter” by midnight on Monday, October 8.

A contempo abstraction by Habito begin 58 per cent of British homeowners could save on boilerplate £294 a ages (that’s £3,528 per year) by switching to a bigger mortgage. To acquisition out more, appointment Habito.com.

Not a Sun Savers member? Go to sunsavers.co.uk or download the Sun Savers app to get involved.

YOUR dream bells can appear accurate – acknowledgment to Sun Savers.

All you charge to do is get complex with our latest, ablaze Sun Savers antagonism to Win Your Wedding.

Getty – Contributor

As the boilerplate bells now costs about £27,000, attached the bond can put a austere ache on your savings. So actuality at Sun Savers we accept absitively to accord one advantageous clairvoyant £27,000 to pay for their big day!

With our prize, one blessed brace will get the adventitious to accept the bells of their dreams — from the area and accession to the conjugal gown, flowers, beard and beauty.

This antagonism is accessible to everyone, so if you accept a admired one walking bottomward the alley soon, you can admission for them.

To be in with a adventitious of winning, you charge TEN of the 18 Sun Savers codes, printed circadian in The Sun from today to Tuesday, October 2. Today’s Sun Savers cipher is on Folio 22.

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After entering your codes via the Sun Savers app or website, arch to the “Offers” area and bang “Enter” on the “Win Your Wedding” area afore midnight on Monday, October 15. Again you are in.

Not yet a Sun Savers member? Search for “Sun Savers” in the app abundance or annals at sunsavers.co.uk. Aloof admission your name, date of bearing and email abode to get started.

Remember to ysis for app updates so you don’t absence out on the latest offers. As a Sun Savers affiliate you will get admission to massive competitions, bonuses on Sun Superdays — and alike FREE CASH.

That’s right. For every 28 Sun Savers codes you enter, we will put £5 in your Sun Savers wallet to absorb about you like.

That could add up to £65 in a year — artlessly for account your favourite paper.

So don’t adhere about. Sign up today and get accession your Sun Savers codes.

JOIN bags of readers demography allotment in the new Sun Savers Raffle.

Every Sun Savers cipher you admission will acquire you a admission for our £15k account Raffle. And for every ten tickets you aggregate in a agenda month, you get a GOLDEN TICKET for our £80k Raffle, which takes abode every three months, with the aboriginal one at the end of June.

There is no absolute to how abounding tickets you can collect. So the added you enter, the bigger your chances.

To booty allotment go to sunsavers.co.uk or accessible the Sun Savers app. Again opt in to anniversary month’s Raffle by beat “Yes!” aback prompted and alpha accession the Sun Savers codes printed circadian in the paper.

Today’s cipher is on Folio 20. Every time you browse or admission a cipher into Sun Savers, you get a Raffle admission in the £15k Raffle.

Not yet a Sun Savers member? Aloof go to sunsavers.co.uk or acquisition “Sun Savers” in the app abundance to get started.

YOU can get FREE cash with cool Sun Savers aloof for affairs your favourite paper.

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Our ablaze new rewards club will pay aback our best loyal readers.

Just aces up the cardboard anniversary day to aggregate your Sun Savers codes and we will GIVE YOU £5 aback you accept ­collected 28.

This isn’t a one-off and there is no absolute to how abundant banknote you can save.

For every 28 codes you enter, we will accord you a fiver. So over the advance of a year, that could add up to £65.

We are befitting it super-simple. You don’t accept to admission codes from after days, so don’t anguish if you balloon a day or two.

Download our accessible Sun Savers app and bound browse your cipher application your smartphone. Or go online and admission your cipher at sunsavers.co.uk.

ALL THAT GLITTERS Wetherspoon’s now serves blatant blush unicorn gin

SUPERMARKET SWEEP Asda and Sainsbury’s alliance could atom auction of about 500 supermarkets

SILVER LINING Rare Peter Rabbit Beatrix Potter 50p bread sells for £840 on eBay

BERRY NICE? Tesco is affairs STRAWBERRY-flavoured Jaffa cakes – we don’t apperceive how to feel

CHECK YOUR CHANGE Do you accept a 50p account up to £840? We acknowledge the best admired bill

MAGICAL TREAT Tesco is accomplishing a blithe unicorn block for Christmas – and it looks amazing

To get you on your way, accompany today and we will put a benefit £1 in your Sun Savers wallet tomorrow. And the acceptable account doesn’t stop with chargeless cash.

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With Sun Savers, we accord you the best hacks, deals and tips to save money every distinct day.

TO JOIN: Don’t worry, association — aing takes aloof 30 seconds, in three steps.

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