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DALLAS — The above cyberbanking adviser for ex-NFL quarterback Vince Young said beneath adjuration that he abiding a high-interest, seven-figure accommodation for Young during the 2011 lockout because the amateur capital to bandy himself a $300,000 altogether affair alike admitting he was active low on funds.

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Ronnie Peoples, admiral and CEO of Peoples Cyberbanking Service Inc. in Raleigh, N.C., said during a videotaped degradation aftermost ages that he contacted New York-based Pro Amateur Funding LLC about the accommodation afterwards actuality a that Young had already paid for the party.

“I anticipate we still would accept been OK to go advanced and survive until the aing season, but he had a altogether accident advancing up that he paid 300 and some thousand dollars for,” Peoples testified. “That’s what prompted that call.”

A archetype of Peoples’ deposition, taken Jan. 16 in Raleigh, was acquired by The Associated Press. Young’s attorney, Trey Dolezal, said Peoples’ annual contains abundant inaccuracies, including the annual apropos the altogether celebration.

“I accept no abstraction what he’s talking about with the altogether affair and neither does Vince,” Dolezal said.

Young is arduous a $1.7 actor acumen acquired adjoin him in New York aftermost July by Pro Player. The sum represents the antithesis of $1.9 actor adopted at 20 percent absorption in the above University of Texas star’s name in May 2011. Young, who has been out of football back he was cut by the Buffalo Bills afore aftermost season, was one of added than a dozen NFL players who acquired loans from Pro Amateur during the lockout.

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He testified during a degradation in December that he “probably” active some of the accommodation abstracts in the attendance of a abettor at a law appointment in Houston. But he said he had no allegation for a loan, never approved one and didn’t accept admission to the proceeds.

That annual was acknowledged by Peoples, who testified that he alone discussed the accommodation with Young at a affair in Houston. Moreover, funds from the loan, which bankrupt a day afore Young’s 28th birthday, were acclimated to amuse the quarterback’s “obligations,” Peoples said.

“We’ve got accountability to what happened to the money and a breakdown of the money, you know, already that accommodation closed, because that was absolutely agreement costs and actuality that Vince had incurred from borrowing money from others,” Peoples testified.

Dolezal said Young never had a affair with Peoples in which the accommodation was discussed.

“He does accept he may accept active three pieces of cardboard that were notarized, but he was told they were cyberbanking instruments, that they bare his signature for some cyberbanking documents,” Dolezal said.

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Young did not say annihilation about actuality told he was signing “banking” abstracts in his deposition, but Dolezal said that will be included back his applicant is questioned beneath adjuration again.

Peoples testified that he was contacted by an accessory in Houston a day afterwards Young led Texas to its civic championship-clinching achievement over USC in the 2006 Rose Bowl and was asked if he’d be absorbed in accouterment the quarterback’s finances. Peoples said he ultimately accustomed $65,000 per year to accomplish duties that included advantageous Young’s bills.

Even with Young’s $26 actor accustomed from the arrangement he active with the Tennessee Titans in 2006 , the quarterback was in a cyberbanking bind afterwards bristles seasons in the NFL, according to Peoples. The 29-year-old’s cyberbanking bearings in May 2011 was “not good” as Peoples mentioned.

Peoples said Young’s account costs were unpredictable, sometimes active as aerial as $200,000.

“It’s about like I can accept a $30,000 account that I apperceive we had to pay here, but then, you know, I get an balance for a Ferrari that he aloof bought for $176,000, and they appetite their money,” he testified.

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Dolezal said it’s accessible Young was on all-a-quiver cyberbanking arena in 2011 and aloof didn’t apperceive it.

“The actuality is we don’t accept affidavit to appearance area about $5 to $7 actor is,” he said.

Young has filed a accusation in Houston in which he claims Peoples and his above agent, Major Adams, misappropriated $5.5 million. The suit, filed bristles canicule afterwards the Pro Amateur accommodation went into default, additionally asserts that the accommodation was addition arrangement to bamboozle the quarterback.

Peoples testified that he was asked to align the accommodation by Adams and Young’s uncle, Keith Young, a above average academy abecedary who affected the role of business administrator for his nephew.

However, Adams testified in his degradation that he had no captivation in the accommodation and that he had been accursed by Vince Young afore it was procured. Peoples’ attorney, David Chaumette, said his applicant afield mentioned Adams in his affidavit because he generally was asked by both the abettor and Young to defended loans for Vince Young.

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Keith Young did not acknowledge to buzz and email letters gluttonous comment. He has yet to accord a deposition.

On a ancillary note, addition accusation filed by Vince Young in New York calls Pro Amateur “a bloodthirsty lender with a history of loaning funds to football players on amazing arduous terms” and accuses it of afflictive him. The aggregation has denied the charge.

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